Home

Who are we:

A client driven financial services enterprise, founded upon the principles of:

  • Creative Thinking and Planning

  • Customized Product Solutions....designed to meet personalized objectives and needs, and

  • Precise and Targeted Action Plans.....formulated to get you where you want to go.....with the ongoing guidance and support of the truly Independent Professional Advisor.

Recent Articles

Strategic or Target-Based Planning

Submitted by admin on
financial strategies

Financial success methodologies have evolved over the past 30 years with the advent of increasing computational power. Originally, planning was a simple spreadsheet projection of your current situation, plus some assumptions, such as savings rates, tax rates, investment returns and inflation rates. This would give you an idea of what your final destination would look like with much of the calculations being driven by Future Value and Present Value tables.

Role Reversal - The New Reality

Submitted by admin on
long term care

Our parents raised us; we moved out, had children of our own and raised them. Then our children moved out and had children of their own to raise. It was supposed to stop there for us, but then one day we had to look after one or both of our parents.

According to a 2020 Federal Government report1, 25% of Canadians 15 years or older provide long term care to a family member. According to the Long-Term Care Planning Network, we may spend as many years caring for a parent as we did raising a child.

Beware of These Scams Aimed At Seniors

Submitted by admin on
fraud prevention
fraud protection

According to the Canadian Anti-Fraud Centre1, in 2023 there were over 62,000 reported fraud victims. Seniors in Canada are get bilked out of more than $500 million every year. It is estimated that as many as one in five seniors have lost money to fraudsters and most don't report it.

Even though seniors today may be mentally sharper than ever, they are still the con artists' favorite target because they generally have more disposable cash and are often more trusting.

Pages